Introduction

Income Tax Return (ITR) कैसे भरें is one of the most searched questions every financial year. Many salaried employees, freelancers, and small business owners feel confused about the filing process. Honestly, the procedure looks complicated at first, but once you understand the steps, it becomes much easier.

If you are earning income in India, knowing Income Tax Return (ITR) कैसे भरें is very important. Filing your return correctly helps you avoid penalties, claim refunds, and maintain proper financial records.

In this complete guide, you will learn Income Tax Return (ITR) कैसे भरें step by step, which documents are required, how to select the correct ITR form, and what mistakes you should avoid.

Let’s start from the basics.

What is Income Tax Return (ITR)?
Who Should File ITR?
Documents Required to File ITR
Choosing the Correct ITR Form
Registration on the Income Tax Portal
Income Tax Return (ITR) कैसे भरें – 9 Powerful Steps
Understanding Tax Calculation
Common Mistakes to Avoid
Benefits of Filing ITR
Final Thoughts

1. What is Income Tax Return (ITR)?

An Income Tax Return (ITR) is a financial statement submitted to the government that shows your total income, deductions, and taxes paid during a financial year.

In India, ITR filing is managed by the
🔗 Income Tax Department of India

The official portal for filing is:
https://www.incometax.gov.in

When you understand Income Tax Return (ITR) कैसे भरें, you are basically learning how to declare your income properly to the government.

2. Who Should File Income Tax Return?

Before learning Income Tax Return (ITR) कैसे भरें, you must know whether you are required to file it.

You should file ITR if:

Your annual income exceeds the basic exemption limit
You run a business or freelance
You earn capital gains from shares or property
You want to claim a tax refund
You have foreign income or assets

Even if your income is below the limit, filing ITR is beneficial. It builds your financial credibility.

3. Documents Required for Income Tax Return (ITR) कैसे भरें

To understand Income Tax Return (ITR) कैसे भरें smoothly, keep these documents ready:

PAN Card
Aadhaar Card
Form 16 (for salaried individuals)
Bank statements
Investment proofs (PPF, LIC, ELSS etc.)
Home loan interest certificate (if applicable)
TDS certificates

Having these documents ready makes Income Tax Return (ITR) कैसे भरें much easier and less stressful.

4. Choosing the Correct ITR Form

Selecting the right form is a crucial step in Income Tax Return (ITR) कैसे भरें.

Here are common ITR forms:

ITR-1 (Sahaj) – For salaried individuals with income up to ₹50 lakh
ITR-2 – For individuals with capital gains
ITR-3 – For business or professional income
ITR-4 – For presumptive income scheme

Choosing the wrong form may lead to rejection or notice. So this step should not be ignored.

5. Registration on the Income Tax Portal

To begin Income Tax Return (ITR) कैसे भरें, you must register on the official website of the
Income Tax Department of India

Steps to register:

Visit the portal
Click on Register
Enter PAN details
Verify mobile and email
Create password

After registration, you can start the filing process.

6. Income Tax Return (ITR) कैसे भरें – 9 Powerful Steps

Now let’s understand Income Tax Return (ITR) कैसे भरें in a simple step-by-step manner.

Step 1: Login to the Portal

Enter your PAN number and password on the income tax portal.

Step 2: Select Assessment Year

Choose the relevant assessment year carefully. Many people mistakenly select the wrong year.

Step 3: Choose Filing Type

Select “Original Return” if filing for the first time.

Step 4: Select Appropriate ITR Form

Pick the form based on your income type.

Step 5: Verify Personal Information

Check your name, address, Aadhaar number, and bank details.

Step 6: Enter Income Details

Fill in salary income, business income, house property income, and other sources like interest.

Be careful while entering numbers. Small typing errors sometimes create unnecessary issues.

Step 7: Claim Deductions

Add deductions under:

Section 80C
Section 80D
Section 80G
Home loan interest

These reduce your taxable income.

Step 8: Calculate Tax

The portal automatically calculates your tax liability.

If excess tax is paid, you will get a refund.

Step 9: Submit and e-Verify

After reviewing everything, submit the return.

Complete e-verification through:

Aadhaar OTP
Net Banking
Demat account
Bank ATM (in some cases)

This is how Income Tax Return (ITR) कैसे भरें properly.

Without verification, your filing is incomplete.

7. Understanding Tax Calculation

To understand Income Tax Return (ITR) कैसे भरें fully, you must know about tax regimes.

India offers two regimes:

Old Tax Regime

Allows multiple deductions and exemptions.

New Tax Regime

Lower tax rates but limited deductions.

You can compare both before filing.

If confused, consult a tax advisor. It is better to double-check rather than regret later.

8. Common Mistakes to Avoid

While learning Income Tax Return (ITR) कैसे भरें, avoid these common mistakes:

Entering wrong PAN
Selecting incorrect ITR form
Not reporting all income
Forgetting to e-verify
Ignoring Form 26AS

Even a small mistake can delay your refund.

9. Benefits of Filing Income Tax Return

Filing ITR offers several benefits:

✔ Loan Approval

Banks ask for ITR as income proof.

✔ Visa Processing

Many embassies require last 2–3 years ITR.

✔ Claim Refund

If excess tax is deducted, refund is credited.

✔ Avoid Penalty

Late filing attracts penalty.

Regular filing builds financial discipline. And honestly, once you do it once, the fear reduces a lot.

Final Thoughts

Now you clearly understand Income Tax Return (ITR) कैसे भरें step by step. The process may look technical in the beginning, but it becomes manageable with proper preparation.

Keep documents ready.
Choose the correct form.
Verify before submitting.